KBA + Biometrics + Identification Analysis/Proofing

Identity analysis (sometimes referred to as ID Proofing) is a process for a signer of a document to affirm their identity through a dynamic knowledge-based authentication (KBA) or Biometrics process. 

Most states require third-party credential and identity authentication. BlueNotary partners with a solution providing bank-grade KBA and forensic ID analysis.

Data Privacy

• BlueNotary stores no KBA questions or answers

KBA Process

• Signers answer 5 questions about personal information (past residences, associates, etc.)
• Must score 80% to proceed
• Failed attempt? A second set of questions is provided
• Two failed attempts = 24-hour waiting period before retry

Biometrics refers to a process that checks liveness by taking various 'selfie' angles via video using our tech partner, Persona, and comparing those images to Photo ID submitted. This is the future of identity authentication and we highly encourage using this option. This option also does not require a SSN.

It is up to your state as to allowing Biometrics but many states have already moved into the future. For more information on these states see here.

Identity verification is validated by analyzing features of a signer's photo identification. Our verification partner is able to accept unexpired government-issued:

• State ID card
• Real ID card
• Driver's License
• Passport Book.

The verification data is shown to the notary during the live session to complete the total verification process.

Notary will see this information after credential analysis is completed (along with an image of the front of the ID itself).

Updated on: 01/11/2025